In accordance with the Negotiable Instruments Act of 1881, the central authorities classifies holidays into three classes: these lined by the Act, real-time gross settlement holidays, and checking account closing holidays.In addition to festivals and national holidays, there will probably be 24 Saturdays off all year long, occurring on the second and fourth Saturdays of every month. If a month has 5 Saturdays, banks will stay open on the fifth Saturday.
Key national holidays in 2024:
- October 2 (Mahatma Gandhi Jayanti)
- August 15 (Independence Day)
- January 26 (Republic Day)
On these dates, banks throughout India will probably be closed. However, particular states might observe extra holidays. For occasion, Karnataka celebrates Karnataka Rajyotasava on November 1, resulting in financial institution closures within the state. In Maharashtra, banks will probably be closed on May 1 for May Day or Maharashtra Day.
It’s vital to notice that the dates for festivals like Diwali and Ganesh Chaturthi might fluctuate from state to state.
For people counting on conventional banking companies, it is also vital to examine with native financial institution branches for the particular vacation schedule of their area earlier than planning any visits. Fortunately, the rise of on-line banking and cellular banking has supplied a handy different for conducting transactions.
Here is the total list of financial institution holidays in 2024:
| Date |
Day | Holiday | Observed within the state |
| 1 January | Monday | New Year | All over India |
| 11 January | Thursday | Missionary Day | Mizoram |
| 12 January | Friday | Swami Vivekananda Jayanti | West Bengal |
| 13 January | Saturday | Second Saturday | National |
| 13 January | Saturday | Lohri | Punjab and different states |
| 14 January | Sunday | Sankranti | Several states |
| 15 January | Monday | Pongal | Tamil Nadu, Andhra Pradesh |
| 15 January | Monday | Thiruvalluvar Day | Tamil Nadu |
| 16 January | Tuesday | Tusu Puja | West Bengal and Assam |
| 17 January | Wednesday | Guru Govind Singh Jayanti | Several States |
| 23 January | Tuesday | Netaji Subhas Chandra Bose Jayanti | Several states |
| 25 January | Thursday | State Day | Himachal Pradesh |
| 26 January | Friday | Republic Day | All over India |
| 27 January | Saturday | Fourth Saturday | National |
| 31 January | Wednesday | Me-Dam-Me-Phi | Assam |
| 10 February | Saturday | Second Saturday | All over India |
| 15 February | Thursday | Lui-Ngai-Ni | Manipur |
| 19 February | Monday | Shivaji Jayanti | Maharashtra |
| 24 February | Saturday | Fourth Saturday | National |
| 8 March | Friday | Maha Shivratri/ Shivaratri | Restricted Holiday |
| 12 March | Tuesday | Ramadan | Start Observance |
| 20 March | Wednesday | Equinox | Observance |
| 23 March | Saturday | Bhagat Singh Martyrdom Day | Several states |
| 25 March | Monday | Holi | National vacation |
| 25 March | Monday | Dol jatra | Restricted Holiday |
| 28 March | Thursday | Maundy Thursday | Observance |
| 29 March | Friday | Good Friday | National vacation |
| 9 April | Tuesday | Ugadi/Gudi Padwa | Karnataka, Telangana, Andhra Pradesh, and Maharashtra |
| 10 April | Wednesday | Eid ul Fitr | National vacation |
| 13 April | Saturday | Second Saturday | National |
| 14 April | Sunday | Dr Ambedkar Jayanti | Several states |
| 14 April | Sunday | Vishu | Kerala |
| 17 April | Wednesday | Ram Navami | Several states |
| 21 April | Sunday | Mahavir Jayanti | Karnataka, Rajasthan, Delhi, Haryana, Delhi, Maharashtra, Uttar Pradesh, Tamil Nadu, Madhya Pradesh and Punjab |
| 27 April | Saturday | Fourth Saturday | National |
| 1 May | Wednesday | May Day/Maharashtra Day | All over India/Maharashtra |
| 8 May | Wednesday | Birthday of Guru Rabindranath Tagore | West Bengal |
| 11 May | Saturday | Second Saturday | National |
| 25 May | Saturday | Fourth Saturday | National |
| 8 June | Saturday | Second Saturday | National |
| 9 June | Sunday | Maharana Pratap Jayanti | Himachal Pradesh, Haryana, and Rajasthan |
| 10 June | Monday | Martyrdom Day of Sri Guru Arjun Dev ji | Punjab |
| 15 June | Saturday | YMA Day | Mizoram |
| 16 June | Sunday | Eid al-Adha | All over India |
| 22 June | Saturday | Second Saturday | National |
| 6 July | Saturday | MHIP Day | Mizoram |
| 13 July | Saturday | Second Saturday | National |
| 17 July | Wednesday | Muharram | National aside from Arunachal Pradesh, Assam, Chhattisgarh, Dadra and Nagar Haveli, Daman and Diu, Goa, Haryana, Kerala, Manipur, Meghalaya, Nagaland, Pondicherry, Punjab, Sikkim, Uttarakhand, and West Bengal |
| 27 July | Saturday | Fourth Saturday | All over India |
| 31 July | Wednesday | Shaheed Udam Singh Martyrdom Day | Haryana and Punjab |
| 10 August | Saturday | Second Saturday | All over India |
| 15 August | Thursday | Independence Day, Parsi New Year | All over India |
| 19 August | Monday | Rakhi | Uttar Pradesh, Gujarat, Rajasthan, Madhya Pradesh and Haryana |
| 24 August | Saturday | Fourth Saturday | National |
| 26 August | Monday | Krishna Janmashtami | Several states |
| 7 September | Saturday | Vinayaka Chaturthi | All over India |
| 8 September | Sunday | Nuakhai | Odisha |
| 13 September | Friday | Ramdev Jayanti/Teja Dashmi | Rajasthan |
| 14 September | Saturday | Onam/Second Saturday | Kerala/National |
| 15 September | Sunday | Thiruvonam | Kerala |
| 16 September | Monday | Eid e Milad | All over India |
| 17 September | Tuesday | Indra Jatra | Sikkim |
| 18 September | Wednesday | Sree Narayana Guru Jayanti | Kerala |
| 21 September | Saturday | Shree Narayana Guru Samadhi | Kerala |
| 23 September | Monday | Heroes’ Martyrdom Day | Haryana |
| 28 September | Saturday | Fourth Saturday | National |
| 2 October | Wednesday | Gandhi Jayanti | All over India |
| 10 October | Thursday | Maha Saptami | Several states |
| 11 October | Friday | Maha Ashtami | All over India |
| 12 October | Saturday | Second Saturday/Maha Navami/Vijaya Dashami | All over India |
| 26 October | Saturday | Fourth Saturday | National |
| 31 October | Thursday | Sardar Vallabhbhai Patel’s Birthday | Gujarat |
| 1 November | Friday | Kut/Puducherry Liberation Day/Haryana Day/Karnataka Rajyotsava/Kerala Piravi | Manipur/Puducherry/Haryana/Karnataka/Kerala |
| 2 November | Saturday | Vikram Samvat New Year/Ningol Chakouba | Several states/Manipur |
| 7 November | Thursday | Chhat Puja | Bihar |
| 9 November | Saturday | Second Saturday | National |
| 15 November | Friday | Guru Nanak Jayanti | Punjab, Chandigarh |
| 18 November | Monday | Kanaka Dasa Jayanti | Karnataka |
| 23 November | Saturday | Fourth Saturday |
National |
| 14 December | Saturday | Second Saturday | All over India |
| 25 December | Wednesday | Christmas | All over India |
| 28 December | Saturday | Fourth Saturday | National |
Online banking
Online banking, also called digital banking or e-banking, permits customers to carry out a spread of monetary and non-financial actions via a monetary establishment’s web site. Services embody National Electronic Fund Transfer (NEFT), Electronic Clearing System (ECS), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS).
For hassle-free on-line transactions, it is vital to make sure that on-line and cellular banking companies are activated, and the cellular quantity is linked to obtain OTPs. This not solely facilitates monetary transactions but in addition permits customers to carry out non-financial transactions with out the necessity to go to a bodily financial institution department, particularly throughout holidays.
